Planning to get your first loan or credit card? How lenders evaluate new-to-credit customers

Not having any credit accounts is a big disadvantage when looking to access new credit. But what can help is your existing relationship with banks, particularly those that hold your salary or savings account.

from Times of India https://timesofindia.indiatimes.com/business/india-business/planning-to-get-your-first-loan-or-credit-card-how-lenders-evaluate-new-to-credit-customers-explained/articleshow/131486351.cms